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Tuesday, August 15, 2006

Wells Fargo Bank- Rich People Welcome..

I figured it out...Wells Fargo only wants to service rich people...if you are paycheck to paycheck you can get screwed! But first they want to squeeze out as much money from you as they can....

I just wouldnt feel right if I can prevent others from opening a Wells Fargo banking account...theres an old saying...
FOOL ME ONCE, SHAME ON YOU! FOOL ME TWICE, SHAME ON ME!
I allowed to be convinced to re-open an account in wells fargo bank.
1st , I had opened one on 1997 as a savings account for my son, through several moves, i let the account go dormant, and when i found an old account card, went to check to see about that account, and it was "gone" hmmmm i dont ever remember closing it...anyway-
i reopened one about 2 years ago, savings, checkings, CC ---
The fees were sooooo high, they will take 10$ service fee, and then ding you 33$ if your acct goes into negative because of a service fee....you get charged if you talk to a teller, or call too many times in a month to talk to someone...
So i close the acct like a month ago....
So today i go in to get copies of statments for the last year...because i never received paper copies- ( i think you would have to pay for that)
and not only do i have to wait in the lobby with my 3 kids for like 30 min, before someone can even help me, when i tell the lady, i need copies of statements, my acct is closed, she clicks into snail mode.
I tell her the customer service said it cost 2$ a statment (another fee) she tells me she thinks its $5, and must call the manager to get the fees
(see we all know that paper and ink toner cost so much)
she does confirm that it is $2 a statement. When she asks me how Ill pay, since i have no account, I told her I have an ATM/debit card or check from my other bank...she tells me that she cant take a check because its not from her bank..and she cant take my card either.
I was livid at this point, clearly a bank can take my check, run it through tele-check, or what ever large computer system is connected to my account to verify funds...
anyway- i go outside to the wells fargo ATM (another $2 fee) to pull out cash to pay for my paper statements.
she walks up to the counter and assists more people and chit chats for another 15 min before bringing me back my change-

See Wells Fargo is for rich people, people who would have enough money to not worry about their fees, and people who would hire other people to handle their banking, so they dont have to wait in line, in lobbys, or in cubicles for rude bankers to bring your change. Those rich people would have their children with their nannys instead of occupying them in a bank.

Average Citizens...you shouldnt bank at Wells Fargo.

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